Lykken on Lending & Housing is a weekly 60-minute radio program hosted by mortgage veteran of 37 yrs, David Lykken. The broadcast is an informative yet light conversational presentation of the latest Business, Lending and Housing Market news, Legislative Issues, Hot Topics, Special Features and Guests. We are sure you will enjoy David’s perspectives and find this a rich resource you will want to share with your associates and friends.

Dave’s regular guests include Alice Alvey of Mortgage-U.com, Andy Schell of Mortgage Banking Solutions, Joe Farr of MBSquoteline.com, and Howard Voyles of HousingMatrix.com.

Join David as the show is being recorded live on web radio at 12:00pm CST every Monday. Or download each broadcast on demand and listen to them when you choose.

Your suggestions for Hot Topics and Special Guests are always welcome. Email them to David at: DLykken@MortgageBankingSolutions.com

Original Air Date: 9/13/2010 12:00 pm CST
Conventional vs. FHA Mortgages

David's Special Guest: Brian Roesch, VP - PMI.
For more than 35 years, PMI has combined its risk management expertise and financial strength to serve the evolving needs of our customers.

PMI's insurance products support the mortgage finance system by providing protection to lenders and investors in the event of borrower default. By protecting mortgage lenders and investors from credit losses, PMI helps to ensure mortgages are available to qualified homebuyers. When a qualified borrower cannot make a 20 percent down payment on a home, lenders will often permit a smaller down payment and purchase mortgage insurance.

PMI applies leading research, analytics, and pricing principles to manage risk concentration, and loss mitigation expertise to assist lenders and borrowers faced with possible foreclosures. PMI was the first mortgage insurer to join the HOPE NOW Alliance, works closely with many nonprofit counseling entities, and plays an active role in supporting borrower education events nationwide.

Original Air Date: 8/30/2010 12:00 pm CST
The Changing Face of Real Estate

David's Special Guest: John Tuccillo, Economist & Speaker.
John Tuccillo is one of the foremost real estate economists in the United States. His presentations on the economic outlook, real estate markets and change in the real estate business are invariably witty, informative and accessible to both lay and professional audiences. His experience and counsel are sought out by major real estate firms and technology firms interested in entering the real estate space.

Original Air Date: 8/23/2010 12:00 pm CST
Winning Strategies for Mortgage & Real Estate Teams

David's Special Guest: Tom Ninness, VP of Cherry Creek Mortgage and President of Summit Champions, Inc. Tom discusses the strategies and techniques that have made Cherry Creek Mortgage the top loan producers in the greater Denver real estate market. He will share how they help Realtors generate prospects and referrals; what to look for in a Mortgage/Realtor partnership; the best ways to stay in touch with your team members; and how to build and sustain the team approach that will take you through all markets.

Original Air Date: 8/16/2010 11:00 AM
The Housing Industry's Best Kept Secret

David's Special Guest: Howard Voyles, CEO of HousingMatrix.com shares the many free resources available online at HousingMatrix.com. HousingMatrix.com, the largest resource center in the housing industry, is a clearing house for information, products and services that can impact the housing industry. With nine portals you can conveniently access Business, Industry, Economic and Mortgage News. Motivational and Training publications, Continued Education, Vendors and Lenders, Housing Association Updates and Career Opportunities. Lykken on Lending and Housing in now being syndicated on HousingMatrix.com, just click American Housing Media at the top of each page.

Original Air Date: August 09, 2010
Business Strategies for the "Fin-Reg" Environment

David and his frequent guests, Alice Alvey, Joe Farr and Andy Schell will discuss business strategies for mortgage and real estate professionals to work together in the “Fin-Reg” business environment. This discussion is a follow-up to the 08/02/10 broadcast, "Implications of “Fin-Reg” on Real Estate Financing" with Ryan Burgoyne of Loan Sifter. To pick-up on the discussion you can download that broadcast on demand (MP3 ) and listen to it prior to this program. Or tune in to this program and David will bring you up to speed.

Original Air Date: August 2, 2010 11:00 AM
Implications of "Fin-Reg" on Real Estate Financing

IS "FIN-REG" REQUIRING LOAN ORIGINATORS TO RETHINK THEIR BUSINESS STRATEGY? - On today's show (08/02/10) special guest, Ryan Burgoyne of Loan Sifter, will be discussing with us why so many mortgage brokers are now seriously considering converting from a mortgage broker to a mortgage banker. Do to the new Financial Reform legislation many mortgage brokers now recognize that to survive it is an absolute necessity to make the broker-to-banker conversion. THE ENTIRE HOUSING INDUSTRY IS BEING IMPACTED BY THIS ACT SO DON'T MISS THIS BROADCAST.

Original Air Date: July 26, 2010
Proposed FHA Underwriting Changes

Guest host, Alice Alvey updates FHA proposed underwriting chnages with with frequent contributors Joe Farr and Andy Schell. and Joe Farr provide up-to-the-minute information on interest rates, loan programs. Andy Shell will lead the discussion on loan officer compensation. The team will also cover "hot" industry news and legislative issues impacting to the mortgage and housing industry.

Original Air Date: July 19, 2010
Mortgage Origionators' Compensation

Mortgage industry veteran, David Lykken, along with frequent guests, Alice Alvey and Joe Farr provide up-to-the-minute information on interest rates, loan programs and "hot" industry news related to the mortgage industry. Andy Shell and the other guests discuss new regulations impacting mortgage orgionators' compensation. REMEMBER: you can download each broadcast on demand (MP3) and listen to them when you choose.

Original Air Date: July 12, 2010
Coping With The Dodd-Frank Act

TOPIC: DODD-FRANK ACT (FINANCIAL REFORM BILL) - On today's show (7-12-10) we focused on recently enacted "Dodd-Frank Act" which has been the much anticipated Financial Reform legislation. THE ENTIRE HOUSING INDUSTRY IS BEING IMPACTED YOU WILL WANT TO CATCH THIS BROADCAST. REMEMBER: you can download each broadcast on demand (MP3) and listen to them when you choose.

Original Air Date: June 28, 2010
Credit Unions Success in Mortgage Lending

Today (6-28-10) we had as special guests Alan Bahr, Director of Secondary Markets & National Accts with CMG MI & Glenn Corso, Managing Director of "The Community Mortgage Banking Project" along with our regular guests Alice Alvey, Joe Farr & Andy Schell (the Profit Doctor) on today's program.

Original Air Date: June 21, 2010
Financial Management

Today (6-21-10) guest host, Alice Alvey and regular guest Joe Farr interviewed Andy Schell a/k/a the "Profit Doctor" talking about the importance of "financial management" in an ever more challenging business environment. E-mail your feedback on this program to DLykken@MortgageBankingSolutions.com and thank you for listening.